When you’re on the lookout for a wide array of cryptocurrencies and low committees, Crypto.com may be simply pretty much as good as the following Crypto Alternate. Over 400 cash can be found and you’ll entry the most well-liked cryptocurrencies. There are additionally many imprecise names. Exchanges provide low charges and volume-based reductions for many who commerce a big quantity every month.
When you’re a purchase and maintain investor, you will admire the trade’s staking rewards for over 21 cryptocurrencies and assist generate revenue whereas ready for value will increase.
Nevertheless, Crypto.com is missing in some key areas. It’s an app-only platform for US retail traders. So for those who desire to commerce on a laptop computer or desktop, you are not in luck. Utilizing App-only Entry will miss superior buying and selling options reminiscent of margins which can be solely accessible to institutional traders. The trade additionally hits customers with a payment of between $15 and $45 to withdraw money from the app and switch it to your checking account. And like in earlier years, crypto.com stays weak within the space of buyer assist and training sources.
When you’re on the lookout for conventional securities like shares along with Crypto, apps like Robinhood and Webull (Webull Pay) provide that choice. In the meantime, rival Coinbase could also be appropriate in case you are on the lookout for a trade with a variety of cryptographic choices, extra academic content material and superior buying and selling capabilities.
Highlights
- Low buying and selling charges
- Giant cryptocurrency alternative
- Staking 21 or extra cash
Crypto.com at a look
- Minimal steadiness
none.
- Buying and selling securities
Over 400 cryptocurrencies
- Price per commerce
Costs ranging from 0.08%
There are not any deposit charges
A payment of between $15 and $45 to withdraw US {dollars} into your checking account. Different withdrawal charges fluctuate by cryptocurrency.
- Buyer Service
No telephone service, solely self-help, e mail, chat
- Cell App
The crypto.com cellular app is accessible on the Apple App Retailer and Google Play Retailer
Professionals: The place Crypto.com stands out
Cryptocurrency alternative
Crypto.com truly separates it from different buying and selling apps by providing over 400 cryptocurrencies. Different cryptocurrency apps provide solely the most well-liked cash, reminiscent of Bitcoin, Ethereum, Solana, XRP. Nevertheless, with crypto.com you’ll discover these standard cryptocurrencies and extra obscure belongings you most likely have not heard of.
Whereas such quite a lot of merchandise could seem enticing, the common consumer is unlikely to actively commerce such a variety of tokens.
It’s value noting that not all cryptocurrencies can be found in all states. So, examine if the cash of curiosity can be found at your location earlier than they begin. The Crypto.com app is just not accessible in New York in any respect.
Coinbase is another choice for those who’re on the lookout for a wide array of cryptocurrencies. Over 250 cash can be found. In case you are contemplating non-cryptic securities buying and selling, please notice that you’ll want to open an account with a dealer reminiscent of Schwab or Constancy.
Transaction payment
crypto.com makes use of a producer taker pricing mannequin that gives a considerable amount of liquidity (producer) and fees a barely greater value to cut back it (taker). It is a breakdown of how costs change with rising quantity.
| 30 days buying and selling quantity | Producer | Taker |
|---|---|---|
| <$10,000 | 0.25% | 0.50% |
| > $10,000 | 0.20% | 0.40% |
| > $50,000 | 0.15% | 0.25% |
| > $250,000 | 0.10% | 0.20% |
| > $500,000 | 0.08% | 0.18% |
Crypto.com presents reductions on buying and selling charges to CRO.COM’s native Cryptocurrency and people who win CRO, the CRO wage buying and selling payment. In keeping with Crypto.com, the transaction charges and reductions for staking CROs might change on occasion.
There are not any financial institution deposit fees
crypto.com doesn’t cost you a payment to switch cash out of your checking account to the platform. This makes it an excellent choice to fund your account. Automated Clearinghouse (ACH) transfers have a minimal deposit requirement of $20 and a day by day restrict of $1 million. Alternatively, you might fund your account by way of wire switch, which may price at the very least $1,000.
In the meantime, different funding choices, reminiscent of credit score and debit playing cards, price a 3% payment.
Please notice that free transfers from the financial institution solely apply within the center. Please notice that you’ll pay with sincereness to withdraw cash out of your account (extra particulars shall be defined later).
Staking
With crypto.com, clients can maintain cryptocurrency deposits of their app and earn rewards in return. This apply, often known as staking, is just like an interest-paying financial institution financial savings account, however has considerably elevated danger.
You may earn rewards in over 21 cryptocurrencies on the Crypto.com app, with curiosity paid weekly. As of August 2025, staking apps will assist you to earn just a few additional per yr. Staking on Ethereum or Solana can earn 1.25-1.75% per yr.
Nevertheless, it needs to be famous that staking is just not accessible to registered customers within the following states: New York, California, Maryland, New Jersey, South Carolina, and Wisconsin. To be honest, this restrict is just not particular to crypto.com. Coinbase prohibits staking from residents in sure states.
Remember that conventional financial institution accounts are protected by FDIC insurance coverage. This can assist you to accumulate as much as $250,000 within the occasion of a financial institution failure. Crypto Staking doesn’t include the identical safety. In addition they face the market danger of dropping their unique funding if the worth of cryptocurrency crashes.
Cell App
The online-based Crypto.com platform is simply accessible to institutional merchants, so the cellular app is the central level of entry for many US clients.
Usually, the crypto.com cellular app presents a easy and easy-to-use interface. In case you are contemplating signing up for an account, make sure that the app options meet your wants.
Each the iOS and Android variations of Crypto.com preserve excessive consumer rankings on Google Play and the App Retailer, respectively. The app is properly built-in with Crypto.com’s particular person Onchain app (previously Defi pockets), sustaining a median buyer ranking of round 4.7 stars.
Cons: The place Crypto.com can enhance
Buyer Service
Crypto.com doesn’t present phone assist as a part of its customer support. You need to depend on assist facilities which can be solely accessible on-line.
Discovering fundamental details about the corporate’s payment construction and different essential particulars is an absence of discovering helpful to shoppers and is troublesome to investigate. Some internet pages are supposed for European customers, whereas others might instruct you to log in to the app and discover sure data, such because the estimated reward fee.
There may be all the time an e mail and chat choice inside the app, however the high quality of assist for this Singapore-based firm is a hit and miss.
Excessive withdrawal payment
In case you are planning to transform Crypto Holdings from Crypto.com to US {Dollars} and switch cash out of your app to your checking account, adorn your self with a excessive value.
To withdraw fiat cash from the crypto.com app to a financial institution, it prices $15 for those who use a service referred to as Fedwire, and $45 for those who carry out a fast switch. Each charges really feel extreme in comparison with different exchanges, reminiscent of Coinbase, which does not cost something to withdraw cash out of your account and switch it to the financial institution by way of ACH. Additionally, crypto.com would require you to withdraw a minimal of $500 to $1,000, relying on how you utilize it.
Lack of superior buying and selling capabilities
For US traders, Crypto.com is primarily accessible by means of the cellular app. Internet-based exchanges exist, however are restricted to institutional purchasers and sure senior merchants. Which means options reminiscent of margin buying and selling, OTC buying and selling, superior commerce orders, and buying and selling bots are out of attain for many retail customers.
This can take away Crypto.com from every other trade steps, reminiscent of providing Gemini and its ActiveTrader.
Academic supplies
When you’re new to cryptocurrency and wish to study extra about it, you will must go elsewhere. Though some questions are answered by means of the net assist middle, they primarily give attention to the way to carry out totally different features by means of the app, reasonably than educating merchants about crypto.
Cryptocurrency attracts thousands and thousands of recent traders, lots of whom don’t perceive how transactions work or the complexity of crypto. Crypto.com reportedly spent lots of of thousands and thousands of {dollars} on promoting, together with a TV spot with actor Matt Damon, a naming rights deal for the previous Staples Middle in Los Angeles, and a significant partnership cope with Components 1.